Not only do many stores have their own apps with built-in bonuses for using them, but there are special rewards apps like Fetch that let you snap pictures of your receipts so you can start accumulating points. Send that code to everyone you know and start racking up the points. Many grocery reward programs offer a bonus for signing up friends and family members. Refer Friends and Family Members for Bonus Points “It’s a good idea to review the website before every shopping trip to take full advantage of the deals,” Zerbini said. Get out your computer or phone before you hit the shops. These bonuses can be a great way to earn extra rewards for grocery purchases,” said Jen Stark of Happy DIY Home. “Many credit cards offer sign-up bonuses when you first open an account. Plus, when you use a rewards credit card in conjunction with the grocery store’s rewards program, you can actually double up on points.Īnd finally, don’t forget about the sign-up bonuses. However, if you shop at Target or Walmart, those purchases don’t earn bonuses - so again, it’s best to make sure you get rewards for where you actually shop. “This is one of the highest spending caps for grocery rewards so you can earn a lot of money back if you use it strategically,” she said. Woroch shares that, for example, the American Express Blue Cash Preferred ® Card offers 6% cash back at supermarkets on up to $6,000 in annual grocery spending. “When looking at different card options, pay attention to the details as some stores may not qualify towards these bonus rewards or there could be a spending cap,” said budgeting expert Andrea Woroch. Take Our Poll: What Do You Plan To Use Your Tax Refund For? Get a New Credit CardĪ great way to maximize rewards at the grocery store is to get a credit card that gives you more cash back or points for grocery purchases.
Zerbini says it makes the most sense to investigate the store’s website and review all your options before making a decision - and don’t forget to check for hidden fees! “Most rewards programs are free and some have fees, especially if it is a grocery delivery program,” Zerbini said. Check out the grocery stores you’re most likely to shop at and then see what programs they’re offering. “Step one is to review the options and sign up for your grocery store rewards programs that make sense to your household,” said Karen Zerbini, founder of Supper Sanity. The tips below can help you get started and make the most of your grocery rewards bonuses. By saving money on your grocery bills, you can have more money for other important expenses or investments, such as saving for a down payment on a home, paying off debt or even planning for retirement. And the savings go beyond simply gas and groceries - by spending less and saving more, you can feel more in control of your finances and improve your overall financial well-being.
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